Rutgers University based in Piscataway, New Jersey offers a fully funded PhD in Psychology along with a Masters of Science (M.S.) degree. All students of the PhD degree in Psychology participate in scientific research and the discovery process. Students enter the program by identifying one of four areas of specialty, as follows: Behavioral and Systems Neuroscience, Clinical Psychology, Cognitive Psychology, Social Psychology. All admitted Ph.D. students are guaranteed 5 years of funding (4 years for those with a Master’s degree), provided they remain in good standing. Financial aid covers tuition and includes a 10-month stipend or salary. Also, summer funding is available.